The Most Problematic Social and Economic Problem in...

Identity Theft might just be the most problematic social and economic problem in the US. Identity theft can cause many problems for the victim and the thief, obviously. One problem is the victims personal record, it is extremely important to have a clean one if you want to apply for college, buy a house, become a citizen, etc. Another problem is after the identity theft has taken their toll, the victim is suffering with trying to recover all the money that they have lost. And the most dangerous problem is victims can be accused of crimes that they have not committed. These are just a few reasons why Identity Theft is the most problematic social and economic problem in today’s society. Now a days, it’s important to own a clean personal†¦show more content†¦Ã¢â‚¬Å"Seniors have also spent their entire working life building a nest egg of retirement funds. Identity thieves know this and they target seniors to take their identity and their finances. Their preferred method is the telephone. According to the National Crime Prevention Council, senior citizens are more at risk to be targeted by telemarketing scams than other age groups† (Crimes). Elderlies are a lot more trusting of people and less probably to report fraud most likely because they don’t need members of the family to assume they cant lookout of themselves. Once the identity thief has taken their toll the victim is suffering with making an attempt to recover all the knowledge that they have lost. One of the most devastating effects of economic fraud is once the cash they’ve worked laboriously to save suddenly goes missing. Bank policies vary as to what proportion theyll replace, except for several fraud victims, this cash is gone forever. Erasing deceitful charges and correcting their credit record takes time and cash. â€Å"The average victim spends 500 hours and $3,000 undoing the damage from identity theft which just adds on how much money they’ve lost† (How do you help protect my identity†). 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